Posts Tagged ‘Financial’

Historians know that our present world scene is strangely emulating the late 1930’s and early 1940’s. Independent News Sources, the World Wide Web, and Youtube give convincing evidence that some type of over throw is imminent and some type of “golden (but very evil) era” will soon begin. We can’t leave out the psychics, new agers, astrologers and “gifted” ones who are saying similar messages. We also can’t leave out religious prophecies and “dooms day” teachers hailing this “dark age of evil”.

For the first time in decades the financially “weathy” and the struggling “poor” are in similar boats. Most people seem to be quite concern with the financial future and the future of leadership. Those who are not presently concerned may “wake up” to sudden changes stripping them of their false security (1 Thessalonians 5:3). Many who have “sold their souls” and “laid in bed” with these elite may also awaken to hell’s wrath (Revelation 17:1-18).

Old timers will probably blame us for these times. Old timers will remember simpler times where “grey areas” were the minorities. The old timers worked, enjoyed their families and worshipped their God(s). There was more of a sense of community in those days.

Some how technology, media, commercialism and “meism” took over. The light of spirituality was greatly darken. We now live at a time when life, death, war, and truth have become secondary to one’s “ultimate goal”. Hundreds of millions can die (and/or be severly affected) with out concern. As long as the “ultimate goal” is reached, these elite will be satisfied. History has proven that these elite can be pushed back, but always rise again. They will reach their ultimate goal.

Some question the Bible, it’s Messiah, and its God. It is true that the Bible compiles accounts from ancient “Holy Books”. It is also true that accounts were “taylored” based on beliefs and agendas. This does not, however, diminish the facts that: 1) There is a Supreme God, 2) There is a Son to this God who created all things, 3) This Son is Savior, and 4) Death and Resurrection play a major role with this Supreme God and His/Her Son.

Division kills us. Some say that God has no Son and that their God created Himself. These do not realize that they are saying the same thing as the other religionists. God the God became God the Son at “birth/beginning (creation)”-Revelation 3:14. Instead of these religionist seeing the “wisdom” in this, they enhance what they perceive as division and kill each other. As they are weakened, the insidious enemy grows stronger (Revelation 16:14-16).

God(s) have used endless names through out Earth’s history. Most of you don’t realize that God called Himself “Baali (Baal)” at one point in time (Hosea 2:16). Listen to what God told Moses about His Name (Exodus 3:13-16). God saw the need to either inform Moses of God’s Name or to reintroduce His Name to Moses and the People.

So we argue and kill because of a Name. God has and will always use Many Names. So we argue and kill because of color, race or differences. This won’t matter when all is taken away from us and we are chained next to each other.

Star Wars was a great movie which showed the ultimate goal of this elite. Luke Skywalker represented people who had the Presence (God), but didn’t know how to use it (Him/Her) correctly. Dark Vader was the controlled (but very powerful) slave of the Elite (Dark Forces).

The one thing Luke Skywalker did that all lovers of God must do. Luke Skywalker got passed all the mysteries and divisions. Luke held on to the Greater Good and was thus saved by It.

I know, you’re saying: “come on, that was a movie”.

Yet most people celebrate Christmas, Easter, or still praise Jesus.

Jesus also held on to the Greater Good no matter what it cost Him.

God is now giving us two choices (Deuteronomy 30:19). Either return to the Good Old Days of learning God’s Ways (John 14:6-7), or prepare to be bit by the serpents that God has presently given the Earth over to (Numbers 21:8-9; Job 1:1-10; Job 2:1-10; Jeremiah 8:17; John 3:14; Revelation 12:1-16; Ecclesiastes 10:8-11; Amos 9:3; Galatians 5:15).

This article can be freely edited and utilized as long as credit is given to its author (Gary Colin).

Gary Colin is Author of, “Bible Symbolism What It Means To Your Salvation (ISBN 1-4241-0152-2)”

All articles can be freely edited and utilized as long as credit is given to Gary Colin. Contact Author for complete articles.

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Have you ever thought back on your young self and feel a sigh of relief when you think about choices you’re thrilled you didn’t go through with? This week, Chelsea talked about eight of them, and exactly why that is.

The Financial Diet is a book now! Get your copy here:

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For First Time in Modern Era, Living With Parents Edges Out Other Living Arrangements for 18- to 34-Year-Olds:

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Your Driving Costs:

Definitions and Examples of Opportunity Cost:

The Financial Diet site:

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In June 2015, Managing Partner of the Institute of Trading and Portfolio Management Anton Kreil was interviewed whilst on a business trip from Singapore to New York and London. In this fly on the wall documentary style interview, Anton is probed by interviewer Tom Murray on what it takes for people to become financially successful and to obtain personal freedom. The result is an epic journey around the world, providing a glimpse into the life of one of the most successful financial markets traders in the world over the last 20 years and his philosophies on money, business and life. During the interview Anton provides 10 key messages that if followed and implemented properly over time, will help anybody achieve financial success and win their freedom.

10 Secrets to Achieve Financial Success

1. Respect Money and be Indifferent towards it (20:59)
2. Rent to Own – Define Assets and Liabilities Properly (42:33)
3. Build and Own your own Infrastructure (50:16)
4. Go Travelling, Get Perspective, Get your Dream Life (1:01:00)
5. Know that Risk is Subjective not Two Dimensional (1:07:33)
6. Seek out Alternative Education (1:17:45)
7. Learn to Value your Time Properly (1:24:30)
8. Ditch the Smart Phone (1:33:12)
9. Mainstream Media is Useless. Don’t consume it (1:40:51)
10. Choose Role Models that suit Your Objective (1:45:09)

Ever fancied trying your hand at financial spread betting but haven’t really known what it’s about, or where to get started? In this article we take a very basic look at financial spread betting and ask what it’s all about.

Financial spread betting is a commonly used retail derivative employ to speculate which direction the share price of a stock/commodity/index will take without actually owning or purchasing any of the shares. It is now one of the United Kingdom’s most popular methods of trading, and this is not surprising given that any profits are 100% free from stamp duty and Capital Gains and Income Tax. A spread bet is a contract between the client and spread betting company where the bet is based on an underlying financial instrument. Actual ownership of that financial instrument never takes place.

One of the principle reasons for using this tool is to profit from markets such as stocks and shares, bonds, foreign exchange, and commodities such as crude oil and gold, be they on the UK or international markets. Financial spread betting is a great way for smaller investors to trade without committing to a large financial investment.

Unlike bets in bookmakers, there are no fixed odds in spread betting, but instead a stake is betted (pound s per point) on the direction of the market. If the trader bets that the price will rise, this is called ‘going long’, and if the better predicts the price will fall, this is called ‘going short’. So rather than direct ownership of equities in a company, the trader is betting on which direction he thinks the price will go. Any profit or loss made is determined by the difference in buy and sell (bid and offer) prices.

Another advantage of financial spread betting is that it is also possible to make money if the price falls, unlike the more traditional methods of trading. And making profits here is as simple as making profits in a rising market, it simply depends on how far (how many points) the price has fallen against the price the time the bet is executed.

There are principally two types of spread bets at present. The first is a bet which closes once the markets close, and the second is a bet which will close at the end of a quarterly cycle. Daily spread bets do have expire at the end of each day but for a small ‘interest’ charge you can roll over these bets into the next trading day or trading cycle.

Benefits of financial spread betting include access to most markets 24 hours a day, all markets traded through just one account, and the use of smaller bets. This is attractive for traders who are looking to get in and out of a trade quickly. Another benefit is that there is no commission or fees involved and all of the costs are included in the bid-offer agreement. With financial spread betting your financial products are all in the same place and under the currency of your choice, pound sterling, US dollar, or euro. This saves you the inconvenience and costs involved in exchanging currencies.

As with all trading and investment, there is an element of risk involved and if the market moves in the opposite direction to your bet, you may lose your money. Research your market and only bet what you can realistically afford. Stop-loss facilities are offered by most financial spread betting companies to help you monitor your funds. These facilities are set up to suit your individual financial requirements but they may not be guaranteed and money can still be lost.

Stuart Smith writes extensively on Financial Spread Betting subjects and is the owner of leading website

Financial Aid For Single Mothers is out there for those mothers that want to attend school for the first time or go back to school to finish. There are plenty of worries for a single mom and deciding how to pay for your education should not be one of them. Financial Aid can go a long way for a single mom and help reduce the stress that comes along with not knowing how to pay for your college.

The federal government gives financial aid to single mothers in the form of grants to help them get ahead in life. If you are a single mother and want to receive some of this free money, simply fill out an application and submit it. Make sure you fill out your form as an individual. That way, you can be targeted for more individual grants as a single mother.

If you have no idea as to where to begin your search for financial aid for single mothers, the best place to begin is by doing an Internet search. It may seem to be a little challenging by all the websites that will claim to offer your help. However, don’t let that stop you. Just make sure you thoroughly read the information presented to you on the website before submitting your information.

A few other places you can search for financial aid for single mothers is at your public library and the financial aid section of the college institution you plan to attend. Your local public library will get up to date information on the most recent government grants and other financial aid that you may apply for. The financial aid section of a college will also have very similar information. Use these resources for all you can.

If you would like to start school or go back, take advantage of financial aid for single mothers. It is out there for you. Don’t delay. Submit as many applications as you can to receive as much assistance as you can. You and your family deserve a better lifestyle.

Hi, my name is Kandi Thomas. I’m a mom of a beautiful baby girl. With this economy and the birth of my daughter, I went on a quest to find free money to go back to school so that I can have a better life for my daughter and me. For information about me and to discover how to get free money for school, visit my site at

Even when you’ve read in excess of quite a few articles about financial spread betting, there will be so much more to it than that. It’s not as easy as many people think it is to grasp and there’s not one article that could explain everything there is to learn about it. The name itself gives a whole lot of cause for being misunderstood. “Spread Betting” isn’t about cloak-and-dagger betting on numerous items with money run around by guys in trench coats and dark glasses. It doesn’t talk about a bunch of suits yelling at the tops of their voices to let you have your orders in.

What spread betting will be all about is the stance you are taking about the stock market. There are not any shares owned with this form of activity. It’s not like short trades where you have got to get stocks to produce money. Just make a legal account with a broker and you can start with the spread betting . It simply involves your personal personal opinion on how the marketplace will behave or react at a specific time. Will it go up or down or remain still? How far up or down do you think that it’s moving? Intuition is an inferior way of doing these things; these decisions need to be made based on a lot of research. You’ll then be placing your money within a pool with other people who are speculating on the same stock; this would be where it’ll stay until you’re taking it out.

What’s different about spread betting is you don’t own the shares you are betting on. You’re simply speculating on what the share will do and never on the company itself. Then it won’t really matter that the company makes good or not, the speculator still makes the money. Whatever you would like to bet on, you can. It’s not just stocks or shares but any market instrument. Stock indexes, commodities, foreign currency echange – they’re all open to speculation. And one can find no taxes levied on your winnings, an awesome situation for anybody who likes to win .

financial spread betting course – provides unbiased financial trading education and spread betting information to investors in the UK and Ireland.

College financial aid usually indicates a fund that is made up for different activities of the college and for every college it is considered like a skeletal body. Without this fund it is impossible to run the activities of a college. The money of college fund can be made up with various ways. It can be endowed or donated by somebody or any charitable organization. In this article, I will discuss briefly about College financial endowment. Academic organization like a school or college is very much depended on financial endowment. This account may be a huge portion of academic fund. Every educational institution should have a rich amount of endowment. This fund is very helpful for student scholarship and fellowship.

The process of endowment can be varied as the wish of the donor. Achieving a post of lecturer and donating money has a great relation. A person can donate money by dealing that he should make a teacher or professor of that university. Whatever restricted or unrestricted endowment, the fund is important. In United States or in United Kingdom, Financial Aid for College is really a huge matter for an institution.

In United Kingdom, Germany, Russia and Norway, the endowment is very essential for the educational institutions, because the cost of education is very costly there. The private universities sometimes are funded with endowment. The government institutions are in general funded fully or partially by the local state authority. Sometimes the university governing body contributes a large amount of money. In United Kingdom and in the United States, most of the Universities or other educational institutions are private. The endowment culture is very low in those private universities and the education is very expensive there. United Kingdom is a well educated country. The proportion of education is almost hundred percent there. As the education is very expensive there, a college loans is very important here. From this assist, Students can receive scholarship according to their merit.

College economic fund is mainly conducted by a manager. A manager could be an individual man or from university governing body. The financial operation of the fund will be managed by university governing body or by the senate. The money could be spent to educational fund, or to the sports or amenities. At universities, ninety percent of the endowment can be spent to the educational or laboratory fund. The exceed money are spent to the amenities. The spending of endowed money is a chief factor for the universities of United States or in the United Kingdom, because the development of institution is depended on this fund.

The years of 2007 to 2009, were the years of economically worst years. The range of endowment was totally stopped in those years. In 2010, the world economy has grown up nicely. People are now interested to donate money for the educational institutions. Financial endowments size is mainly depended on the size of the institution. An institution with a large campus or with a very good result can get many donors. So it can be said that, a financial fund for a college is very important and an institution needs some good quality to get donors.

Without adequate college funding it is very difficult for anyone to complete the degree from a college. To know more about please log on to college financial aid

Do you know what you are asking for when you say you want to achieve financial freedom?

I once attended a seminar organized by one of the most prolific UK-based directors for a prestigious research firm I was working for back in 2007. His topic was ‘How to make a million dollars and contribute to the world at the same time’. I was thinking to myself, “Well, he is just research scientist, so what does he know about the road towards financial freedom?”. Cynical me.

It was only months later that his words begin to really sink it. It all made sense when I begin to reflect what he said back then. I can succinctly recall the advice he was sharing to this very day as surely as I can remember the level of enthusiasm received by my colleagues (whom I now regard as bosom friends). They simply returned to their busy experimental routine. Thankfully, I kept it all in my mental hard disc drive.

His very first advice was this: It is not how much you earn that matters; it is how much you save. I cannot stress the truthfulness in this old sage advice that many indeed take for grant, or do not realise. There are many real life examples from people whom I know – as well as those whom I do not directly know, how this is all so true. I know a working family housewife who works to earn a salary that is considered humble in today’s standards. Yet, from the little savings that she puts aside, she is eventually able to buy a middle-class home and live comfortably, even support their children. Her perseverance had paid off.

As important as the first advice is, awareness about what constitutes your personal liabilities is the next natural step. More often than not, credit cards and line-of-credit offerings by financial institutions are the biggest source of robbing your wealth. I call these daylight robbers. That is because their high interest rates insidiously rob you of your hard-earned money slowly but surely, over the months and years, in all your approved consent, and the legitimate realization that come in the form of bank statements. One has to learn to manage his own finances in the first steps before he can ever hope to manage more.

Once the basic financial groundwork is set, one can then hope to expand further. Having two jobs would help. I was at first surprised how that can be done without losing your social life, and time to be spent with your family or loved ones. It was when I learnt about the concept of passive income that I fully understood. Passive income is income you receive without physically ever need to be at the job. This can come in the form of real estate, investments, commodities trading in shares and stocks, or more popularly, internet marketing or businesses.

So what about achieving the status of financial freedom? Although a source in Wikipedia I once read puts $ 9 million dollars to be the amount that one needs to be truly privileged or accorded with that status, it is a largely relative term. Simply put, monetary freedom is not measured in dollars. It is a situation in your life where you never have to work for money again, or worry about how to make more in your lifetime. This is the universal opinion: Financial freedom is achieved when one makes passive income large enough that it overtakes what one earns in his primary job, so much so that he no longer need the latter.

The road towards financial freedom is an arduous journey that require one’s personal evaluation of his financial status in the very first instance. After which, it is only by harnessing the power of passive income can one ever hope to achieve it in his lifetime.

Marcus is an Internet Business Researcher and is an expert in researching in a broad spectrum of topics. Professionally trained in Medical Research and in Health-related topics, he is passionate in providing Life Solutions to a variety of problems in other people’s Lives. He owns the website

The biggest problem that many people make when it comes to spending money is spending more than what they have. If you have a job where you do not make a lot of money and can barely pay rent, it is probably not the best idea to be going out every night or buying new clothes all the time. It is very important to spend within your means. If you have not done that and made a mistake and now realize that you have made a mistake, you can get help from bankruptcy lawyers or bankruptcy attorneys.

No matter what your job is, if you have gone to college and you have worked hard to get a job and a career, you can do whatever you want to do as long as you spend within your budget. Many people go to college to get a career where they will make a lot of money so they can have a huge house and travel and never have financial trouble. However, you can do these things with jobs that most people think are low salary such as teaching. Teachers do not make as much money as doctors and that is fact, but as long as you know how to spend your money, you can save it up and travel or save up for a nice house.

If you set up a budget and only buy a house that you can afford with some money left over, you can save for bigger and nicer things along the way. You can even get a second part-time job for a while when you first get out of college and before you have kids so that you can save up. Savings can run out fast, but if you want to travel or save up for your child’s college, you will be thankful in the end that you saved that. Also, if there is an emergency, you will also be very thankful that you saved.

Some people have to live paycheck by paycheck and it is very hard to save money because once they get their paycheck, it is gone immediately after. There are bills to pay such as the water, house, and car which can take up the majority of your paycheck. If you can, getting a second job could go directly to savings. As long as you can live off of what you are making, you can hold off on material items for a while until you are financially stable. If you find that your job does not pay enough, you could always go back to school.

Going back to school is something that many people avoid because it costs too much money. If you take out a loan, you could get a better degree and pay back your loan which is much better than suffering and not doing anything about it. Even if you are tight on cash for a few months, you will thank yourself in the long run and so will your family.

Stewart Wrighter recently spent time researching bankruptcy with the help of Columbus Bankruptcy Lawyers. He was very impressed with a group of Columbus Bankruptcy Attorneys in the area.