Posts Tagged ‘lesson’

In this video, 20.01 – Secured Transactions – Lesson 1, Roger Philipp, CPA, CGMA, discusses the three ways for a creditor to protect their interest in money loaned to a debtor: by obtaining a security interest called collateral, by obtaining a guarantor, or by forcing the debtor into bankruptcy and hoping to get paid as either a perfected secured creditor or a general unsecured creditor.

Secured transactions involving tangible and personal property, as governed by Article 9 of the Universal Commercial Code, are the topic of this lesson. Roger differentiates between money loaned for the purchase of inventory, for the purchase of equipment, and the purchase of consumer goods, explaining how a TV could be any one of these depending on the borrower. Roger ties back this topic to prior learning by relating these categories to ordinary assets, Section 1231 assets, and capital assets. All these categories – inventory, equipment, and consumer goods – can be types of collateral. We learn that when the creditor lends the debtor money to buy an asset, that asset legally becomes collateral.

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Video Transcript Sneak Peek:

Welcome, welcome, let’s talk about a fun and exciting area called secure transactions. Many of the topics that we’re gonna deal with deal with both the creditor and the debtor. So let’s say for example I loan money to you, right? I loan money to you, I’m gonna protect my interest, there’s three different ways we’re gonna look at in the next several chapters on how to protect myself, how to get my money back.

So I loan you money, one way is I take an asset as collateral; I secure the transaction. That’s what this chapter talks about. Another way is I say I’ll loan you money, but go get a co-signer guarantor, a surety called suretyship. The third way, least desirable, is I’m gonna force you into bankruptcy and hopefully get paid as either a perfected secured creditor or a general unsecured creditor. So again, I loan you money, three ways to protect myself.

The creditor’s objective is to get that money back, collect the money. How do I do it? One way is to secure the transaction by getting collateral, that way you don’t pay me, I take your house, I take your car, I take your kids, I take your dog, and I eat it. Another way is get a co-signer guarantor, a surety. Third way, least desirable, force you into bankruptcy, chapter seven, 11, 13, which we’ll talk about in another section.

This section starts out with secure transactions, this is covered by UCC Article 9. So this is called secure transactions, UCC Article 9. So what we’re doing is basically the following: here is the creditor, the creditor is going to either loan you money or extend you credit to the debtor. What we’re gonna do is I loan you money and in return I’m gonna get a security interest in your property that we call collateral. Collateral damage, right? So I loan you money and I say here’s 0,000, what can you give me as collateral? I could take your car, I could take your jewelry, I could take a note, and I could take all these different things.

Now what we’re looking at is maybe I loan you money to buy inventory. Maybe I loan you money to buy equipment. Maybe I loan you money to buy consumer goods. So we’re all, we’re trying to see what it is you’re gonna give me as collateral. So again, I loan you money, three different ways to protect myself. I take something as collateral, I secure the transactions, but this section only deals with what? Personal property, tangible personal property.

Remember back in land and property we talked about a mortgage? A mortgage is when the bank loans you money and they take your house, your real property as collateral that was a mortgage. We’re not talking about real property, we’re talking about personal property, tangible personal property, that’s what this section is gonna be dealing with.

The other thing, I loan you money, I get someone to co-sign, if you don’t pay, I’ll take it from them, called a suretyship, a little later, you don’t pay, force you into bankruptcy. So that’s what we’re looking at in this section it says UCC Article 9, property, it covers personal property or fixtures, not real property, now let’s talk about the types of collateral.

Learn Spanish for free using self-paced audio-visual lessons and interactive practice exercises – CultureAlley – master conversations, grammar, vocabulary and more! This lesson covers definite article (the) and indefinite (a, an, some) and their usage in Spanish.To study this at your own pace, take quizzes and explore more lessons go to www.culturealley.com. See you at the Alley! Visit our website (CultureAlley) for more 70 such Spanish lessons, interactive practice games, audio dictionary, live help, and more!
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ESPANOL: News in Spanish
Noticias. Situación actual de la Ley de Inmigración. Este video le explica la situación actual de la Ley de Inmigración en castellano.

Social Studies, when a student enters the fifth-grade, provide much focus to American law and importance of several historical figures. Its a more comprehensive approach to what was introduced back in the fourth grade. Studies Weekly engages gradual immersion, so students wont get confused with the subject matter. Moreover, references to fourth grade lessons are provided, giving students a much needed refresher, whenever necessary.

The US Constitution and the Fourth Amendment

Students, after learning the different forms of government back in the fourth grade, are now asked to apply their knowledge on the American government. Studies Weekly provides comprehensive discussions on the US constitution and the Fourth Amendment. Naturally, students will find the legal terms quite confusing and memorizing them is even worse. Our strategy is to make them understand laws and legal concepts, fostering more knowledge than mere memorization.

Historical Personalities and Events

A nation is formed not just by land divisions, but also through the efforts of great men and women. The fourth grade introduces students to some of them. The fifth grade, on the other hand, makes students appreciate their achievements and what they have done to make the world what it is today. This topic is quite comprehensive, touching on other subjects like science and literature. Some schools even require students to interview hometown heroes, and submit a reaction paper after. Our publication has got everything covered.

Timelines on Local and World History

This topic is in preparation for the in-depth discussions on world history in high school. Students are introduced to the different timelines around the globe, starting from the prehistoric ages. School discussions dont go as far as tackling every scenario, personality and human intention that led to the events highlighted compared to high school. Studies Weekly provides a little more, just to make sure students fully comprehend the significance of each event.

Archaeology

For an adult, ancient artifacts are things of beauty, embedded with history and classic grandeur. For an average fifth-grader, however, they might just be old jars, relics and bones. Studies Weekly bridges that gap between the fifth grade and adulthood by stimulating the interest of kids in archaeological finds. Stories and historical backgrounds are provided as well as references to modern times, so students can relate to them.

The American Civil War

The civil war, in spite of the casualties, comes as a defining moment in American history. It ended slavery and stamped the territorial integrity of the nation. Students, at first, will view it as just another long lesson printed on their textbooks. But with our help, they will realize the pros and cons of the event. They will also get familiarized with the colorful personalities who were instrumental in the war. Unlike textbooks, which present lessons in a cold and academic manner, we take a step back and provide entertaining write-ups about the different events that transpired as well as the personalities. Think of the articles as a cross between a textbook and a storybook, without altering any of the facts.

Gesseo is an expert teacher trainer specializing in social studies lesson plans and preparation.

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Learn German Articles | Der, Die or Das? | Grammar Lesson

You want to learn German? First you need to learn about the German articles! Knowing when to use der, die and das is essential since many grammatical rules only make sense to you when you know which article certain words have. Articles can be frustrating to learn but are important nevertheless! In this video you will learn all of the German articles and find out why they are essential when it comes to learning my language.

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Animated Lesson to learn about Water Pollution at www.turtlediary.com

Kids will learn all about Water Pollution and it’s prevention in this lesson. For more educational games and videos visit www.turtlediary.com
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Lucia Coward teaches the difference between definite and indefinite articles.

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Beginner level education English song teaching when to use the articles “a” and “an.” Learn English and rock!

Lyrics:

A and an, a and an
when to use a and an.

A ball, a cat, a dog, a hat.

A and an, a and an
when to use a and an.

A lion, a zebra, a box, a teacher.

With a, e, i, o, u – use an.

An apple, an orange, an umbrella, an egg,
an octopus, an igloo, an elephant, an island.

with a, e, i, o, u – use an!
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How to use articles 'a', 'an', and 'the' in English?  - Basic English Grammar lesson

How to use articles ‘a’, ‘an’, and ‘the’ in English? – Basic English Grammar lesson

English articles (“a”, “an”, and “the”) come before nouns. They help to communicate which thing you’re talking about, similar to words like “this”, “my”, and “all”. And they’re confusing to a lot of English learners.

Articles are really, really hard!

If your native language doesn’t use articles, they can be really confusing. The truth is, you might never completely master articles. Most non-native English speakers don’t, even know if they’re quite fluent and have spoken English for a very long time. That’s mostly OK. Mistakes with articles don’t usually get in the way of communication. Your listeners or readers will usually be able to figure out what you mean by guessing whether you meant “a thing” or “the thing”.
So while you should try to improve your skill with articles, you shouldn’t worry much about them. This video lesson by Niharika will clear your basic doubts for using articles correctly.

This is a sample lesson of what we offer at Lantern Institute, Inc.
Please visit our website: http://www.lanterninstitute.com for better-quality videos, the complete collection of lessons and supplementary learning materials (scripts, exercises, related news articles and more).
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Video Commercial For Your Business

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Articles: a, an & the. Learn all about when to use ‘a’ or ‘an’ and when and how to use ‘the.’

Welcome to English Grammar Spot! This lesson is about
‘a’, ‘an’ and ‘the’. Otherwise known as articles. Take a look at the following sentences

The man walked right past me.
A giant spider crawled across the ceiling.
An elephant is a large animal.

All the underlined words here are articles. First I am going to show you how and when to use ‘a’. We use ‘a’ before a word that starts
with a constant for example: B, C, D, F, G, H, J , K, L, M, N, P. Q, R, S, T, V, W, X, Y, Z. For example:

A blue bird.
A nice man.
A wonderful dinner.

Hereblue, nice and wonderful all start with consonants. Now I’m going to show you how and when to use ‘an’.We use ‘an’ before a word that starts with a vowel. And the vowels in the English language are
A, E, I, O, U.

For example:
an apple
an egg
an insect.

Now there are some exceptions. The use of ‘a’ or ‘an’ depends on the beginning sound so the word might start with a consonant
or a vowel, but we really need to listen to how the word it is pronounced.

For example: hour. We see an ‘H’ but we hear a vowel sound at the beginning ‘our’ and ‘hour’. So what do we do in this case? We use the article ‘an.’ Because we hear a vowel sound. So we say
an hour and not a hour.
Another exception: the use of ‘a’ and ‘an’ depends on the
beginning sound unique. We see a ‘U’ but we hear a consonant sound ‘you’. So what to do we do we do here?

a unique chance

and not an unique chance. So remember, you have to listen carefully to how the word is pronounced and then you choose whether you use ‘a’ or ‘an’.

Now we need to talk about the indefinite and the definite article.
We already talked about ‘a’ and ‘an’. but we also need to talk about ‘the’. ‘A’ and ‘an’ are indefinite articles. They are used to describe one or a number of things, but that also goes for ‘the’.
But here ‘the’ is the definite article and it is used to describe one or
number of things So what is the difference? The indefinite
article describes things in general. For instance a dog barks. Because that is what dogs do. Or a cat ‘miaauws’ The definite article describes specific things. For example when we say
the dog barks, we have a particular dog in mind.
For instance the dog of your neighbours or a dog that we see in the street. Now there is also something that we call
the ‘zero article’. Here we do not use an article at all whereas in other languages we might. Sometimes an article is left out. This happens when there’s only one of someone or something. For example:

Sally is head teacher

there’s only one head teacher in school and perhaps most important
Elizabeth II is Queen of the United Kingdom
there’s only one queen in England.

Sometimes ‘the’ is left out. When talking about
seasons in general spring is in the air, not the spring is
in the air but when we talk about a general season we use ‘the.’ I visited her in in the spring of 2012. Here I have a
particular moment in mind. Again sometimes ‘the’ is left out, for instance when talking about meals in general. When shall we have lunch?

I was very happy with the lunch she served.
And again here we use ‘the’ because we have a specific lunch in mind. We also do not use an article when talking about church, hospital, prison , school, university in general. So ‘the’ is left out, only when we talk about the function of the building

For instance, he went to university last year. So here we do not have a particular university in mind. Whereas: The university is well situated. This is about a particular university. For instance Oxford, Cambridge, Harvard, Yale.

The is left out when we talk about languages. Arabic is difficult to learn. I love learning English.

I thank you for your attention for regular updates please subscribe to youtube.com/englishgrammarspot or go to www.englishgrammarspot.com.

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